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The Credit Card Accountability Responsibility what is my credit score Harrisonburg and Disclosure Act of 2009 began reining in some of these deceptive tactics when it recently took effect. The Presidents Advisory what is my credit score Harrisonburg Council on Financial Capability is also looking for new ways to help individuals make informed decisions and to educate our children on core financial competencies. While our Government has a critical role to play in protecting consumers and promoting financial literacy, we are each responsible for understanding basic concepts: how to balance a checkbook, save for a childs education, steer clear of deceptive what is my credit score Harrisonburg financial products and practices, plan for retirement, what is my credit score Harrisonburg and avoid accumulating excessive debts. To what is my credit score Harrisonburg learn more, visit: MyMoney.gov or call toll-free 1-888-MyMoney for helpful guidance and resources. Our Nations future prosperity depends on the financial security of all Americans. This month, let us each take time to improve our own financial knowledge and share that knowledge with our children. Together, we can prevent another crisis and rebuild our economy on a stronger, more balanced foundation.

NOW, THEREFORE, I, BARACK OBAMA, President of the United States of America, by virtue of the authority vested in me by the what is my credit score Harrisonburg Constitution and the laws of the United what is my credit score Harrisonburg States, do hereby proclaim April 2010 as National Financial Literacy Month. 3 in one free credit report

I call upon all Americans to observe this month with programs and activities to improve their understanding of financial principles and practices. IN WITNESS WHEREOF, I have hereunto set my hand this second day of April, in the year of our Lord two thousand ten, and of the Independence of the United States of America the two hundred and thirty-fourth. In honor of President Obama’s what is my credit score Harrisonburg proclamation that April is “Financial Literacy Month” what is my credit score Harrisonburg Freedom Debt Management, Inc. (”FDM”) is proud to offer “Knowing and Understanding Your Credit” published by the “Fannie Mae Foundation” free of charge to the general public. Interested parties can obtain their free financial literacy guide by simply calling 800-905-1563. Anthony Jurasinski, president of FDM stated “The Fannie Mae Foundation has published a concise easy to comprehend handbook covering topics such as what is my credit score Harrisonburg understanding your credit score, ways to improve what is my credit score Harrisonburg it, and most importantly a budget worksheet. 3 in 1 free credit report FDM’s main service is free budget counseling, and callers can receive a free session from a certified financial counselor as well” Darish Still, FDM’s Director of Education and Counseling added “The budget process, as simple as it may seem, is truly the first and most critical step for any individual or household that isn’t currently following and reviewing their household finances regularly. Financial and life goals become obtainable when one reviews their current situation and begin to plan for their future.” For a free copy of Fannie Mae’s free financial literacy guide please call 800-905-1563 or visit our website and speak to a LIVE certified credit counselor.

Complete the contact request for a free financial consultation and learn how to be debt free and improve credit with our nonprofit credit counseling services.

During National Financial Literacy Month, we recommit to teaching ourselves and our children about the basics of financial education.

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Maintain a sensible and practical monthly expense budget for yourself. Do this when you restart using your best credit card again and be cautious that you only charge items in your credit card that you are certain to be able to afford payment when the billing comes. It is important to keep a calendar to record your purchases and the dates on which you have to pay for them before even getting charged with finance and interest charges. Remember that your credit cards are there to help you and not to burden you or give you trouble. Your credit card offers you flexible opportunities for as long as you are prudent in dealing with your finances.